“Mera ₹2,000 aa gaya!” smiled Ramesh, a small farmer in Bihar, as he checked his phone. Like millions of others, he had just received the 20th installment under the PM-Kisan Samman Nidhi Yojana.
The Government of India released the 20th installment of this scheme on July 2025. It may not sound like much to some but this amount brings hopes to India’s hardworking farmers as minimal but useful support and sometimes even survival.
What is PM-Kisan Samman Nidhi Yojana?
The PM Kisan Yojana is a government scheme started in February 2019 by Prime Minister Narendra Damordar Das Modi. According to this scheme eligible farmers receive ₹6,000 per year divided into three payments of ₹2,000 each.
This money is sent directly into their bank accounts using the DBT (Direct Benefit Transfer) method. There are no middlemen but just a simple click and it goes directly to the people who grow our food.
A Quick Look at the Journey
At first, the scheme was meant only for small farmers with less than 2 hectares of land. But soon, the government expanded it to all farmers, except those who pay income tax or work in government jobs.
From that first payment in 2019 to now 20 installments later many farmers say it has made a real difference in their daily lives.
What Can ₹2,000 Really Mean?
In big cities ₹2,000 might spend in a single dinner bill. But for Geeta Devi, a small farmer from a village in Madhya Pradesh, it means something else.
“It’s not much,” she says, “but it helps me buy seeds at least enough to start.”
For another farmer nearby, the money goes toward fixing an old pump that keeps his field alive. A father in Bihar might use it to pay his daughter’s school fee, while a widow in Odisha quietly buys rice and oil that lasts a few more weeks.
It’s not just money but it’s timely help when it’s needed the most.
✅ Who Can Get It?
To receive the 20th installment, a farmer must:
• Have legal ownership of land
• Be listed as a PM-Kisan beneficiary
• Have an Aadhaar-linked bank account
• Complete their e-KYC
Farmers can check their status anytime on the official website.
📊 What Has Been the Impact?
Over 11 crore farmers have benefited from the PM-Kisan scheme so far.
Many report that the scheme has:
• Reduced the need for small loans
• Encouraged them to try new farming techniques
• Helped during bad weather or failed crops
• Built trust in digital banking and government support
📅 How to Check the 20th Installment?
Want to know if your payment has arrived? Follow these steps:
1. Visit: pmkisan.gov.in
2. Click on “Beneficiary Status”
3. Enter your Aadhaar number or mobile number
4. View your payment status instantly
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Why This Matters
India’s farmers don’t just grow crops but they grow the nation. Many of them live in tough conditions, struggling with uncertain weather, low crop prices, and rising costs.
Schemes like PM-Kisan don’t fix everything but they acknowledge their work. They tell every farmer: You are seen, and you matter.
Final Thoughts
Finally proven that this scheme is consistent and impactful as 20th instalment released on July. It proves that small but timely help given directly to citizens below poverty line can bring big changes to rural India.
As we move forward, we can only hope for more such schemes that respect the hands that feed us.
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